Simple, affordable life insurance for Alabama families.
Protect What Matters Most
Life insurance isn’t just for later—it’s peace of mind for right now. At Schutz Insurance, we help Alabama families plan ahead with honest, no-pressure guidance. Whether you’re looking for term life, permanent coverage, or just want to understand your options, we’ll walk you through it in plain language and help you protect the people who count on you.
What It Covers
Term Life Insurance
Affordable protection for a set period—great for covering mortgages, income replacement, or kids’ future needs.
Permanent Life Insurance
Coverage that lasts a lifetime, with potential cash value you can use along the way. Includes whole and universal life options.
Final Expense Coverage
Helps cover funeral costs and outstanding bills so your loved ones aren’t left with a financial burden during a hard time.
Frequently Asked Questions
How much life insurance do I really need?
It depends on your family’s needs. We’ll help you calculate based on income, debt, and long-term goals.
What’s the difference between term and whole life?
Term lasts for a set time (like 20 years), while whole life lasts forever and may build cash value. We’ll explain the pros and cons of each.
Do I need a medical exam?
Some policies require one, others don’t. We’ll shop around and help you find an option that works for your situation.
Can I buy life insurance for my spouse or kids?
Yes—we can set up coverage for a spouse, child, or even a parent to make sure your whole family is protected.
Is life insurance expensive?
It’s often more affordable than people think—especially if you’re young and healthy. We’ll help you get the most value for your money.
Life insurance isn’t about fear—it’s about care. At Schutz Insurance, we’re here to make sure your family is taken care of, no matter what tomorrow brings. You’ll get straight answers, thoughtful planning, and support from a team that puts people first.