Insurance for the trucks, vans & work vehicles that keep you moving.

Keep Your Business Rolling

Whether you're running deliveries, hauling equipment, or heading to a job site, your business vehicles need more than personal auto coverage. At Schutz Insurance, we help Alabama businesses protect the vehicles that move their operations forward. We'll compare carriers, explain coverage options, and help you stay compliant without overpaying.

What It Covers

A car is parked in front of a house in the snow.

Liability Coverage

Protects your business if your driver causes an accident—covers bodily injury and property damage to others.

Physical Damage

Covers collision and comprehensive damage to your company’s trucks, vans, or cars—whether you're driving or parked.

Hired & Non-Owned Auto

Optional coverage for vehicles you don’t own—like rentals or employee cars used for business errands.

Frequently Asked Questions

  • Do I need commercial auto insurance for my work truck?

    If it's titled to your business, used for work, or has signage/tools onboard, then yes—you likely need commercial coverage.

  • Can I cover trailers or equipment?

    Yes—we can add trailers or mounted equipment to your policy or bundle them into a broader contractor package.

  • What if employees use their own vehicles?

    You’ll want non-owned auto liability to protect your business in case something goes wrong on the clock.

  • Is it more expensive than personal auto?

    Not always. We’ll compare options and help you find the right mix of cost and coverage

  • Can I insure multiple vehicles under one policy?

    Absolutely. We can bundle your fleet, even if it’s just two or three trucks, and manage it all under one account.

When your business depends on the road, you can’t afford to guess on coverage. Schutz Insurance helps Alabama businesses get commercial auto insurance that’s clear, affordable, and built to keep things moving—so you can stay focused on the work ahead.