Coverage for tractors, implements, and machinery that keep the job moving.
Protect the Tools That Power Your Farm
From planting to harvest, your equipment works hard—and it’s not cheap to replace. At Schutz Insurance, we help Alabama farmers insure tractors, combines, plows, and other essential machinery against damage, theft, or loss. Whether you're covering one tractor or an entire fleet of implements, we'll help you build a policy that makes sense for how you actually farm.
What It Covers
Owned Equipment
Covers damage or loss to tractors, harvesters, balers, spreaders, and more—on or off your property.
Rented or Borrowed Equipment
Optional coverage for equipment you lease or use temporarily from a neighbor or dealer.
Transport & Breakdown Coverage
Protects equipment while in transit or provides options for mechanical breakdown coverage (based on policy).
Frequently Asked Questions
Is equipment covered under my farm property policy?
Some items might be, but most major equipment needs to be scheduled separately. We’ll review your setup to be sure.
What if my equipment is older?
We insure used and vintage equipment all the time—coverage depends on value, not just age.
Can I cover attachments and implements?
Yes—loaders, planters, bush hogs, and more can all be added to your equipment schedule.
What about theft from my barn or trailer?
Theft is typically covered if the policy includes it. We’ll make sure that’s part of your protection plan.
Is transport to another property covered?
If you move equipment between fields or locations, we can extend coverage while in transit.
Your equipment is one of your farm’s biggest investments—and it deserves serious protection. At Schutz Insurance, we help Alabama farmers keep their tools covered and their seasons on track with clear, practical insurance that’s ready when you need it.