Crop coverage for unpredictable seasons across Alabama.
Protect the Work You Can’t Control
No matter how well you plan, crops are always at the mercy of weather, pests, and market shifts. Crop insurance helps protect your income when conditions don’t go your way. At Schutz Insurance, we help Alabama growers choose the right type of coverage—federal or private—based on what you grow, where you farm, and what risks you’re facing.
What It Covers
Multi-Peril Crop Insurance (MPCI)
Covers losses due to drought, flooding, disease, insects, and other natural causes. Federally backed and highly customizable.
Crop-Hail Coverage
Standalone protection against hail damage, often added for high-value crops or specific regional needs.
Revenue Protection
Covers loss of income due to a drop in market price—even if your yields hold steady.
Frequently Asked Questions
Is crop insurance required?
Not legally, but it’s strongly recommended—especially for operations that depend on consistent harvest income.
What crops can I insure?
Corn, cotton, soybeans, peanuts, wheat, and more. We’ll help determine eligibility based on your county and acreage.
When do I need to sign up?
Enrollment deadlines vary by crop and season. We’ll keep you on schedule so you don’t miss critical dates.
Can I combine this with my regular farm policy?
Crop insurance is handled separately but can be coordinated with your property and liability coverage.
Does it pay out if prices drop?
Revenue protection does. We’ll explain how it works and whether it’s a good fit for your risk level.
Your yield shouldn’t make or break your year. With crop insurance from Schutz Insurance, you’ll have a partner who understands Alabama farming—and coverage that helps you weather whatever comes next.