Protect your barns, sheds, and outbuildings from costly losses.
Cover What Keeps Your Operation Moving
Your barns and storage buildings aren’t just structures—they’re where the real work gets done. Whether you’re housing equipment, storing feed, or keeping livestock, your outbuildings need the right protection. At Schutz Insurance, we help Alabama farmers get smart, practical coverage for barns and other ag-use buildings—so when the storm rolls in, you're ready.
What It Covers
Barn Structures
Insures barns, pole sheds, hay shelters, stables, and other standalone ag buildings against fire, storms, or collapse.
Contents Inside
Optional protection for the items stored inside—feed, tools, fencing, or smaller equipment.
Loss of Use
Helps cover expenses if you lose access to a critical barn due to a covered loss.
Frequently Asked Questions
Are barns covered under my regular farm policy?
Sometimes, but not always. You may need to list them separately to make sure they're fully protected.
Can I insure an older barn or shed?
Yes—we work with carriers who understand agricultural risks, including historic barns or pole structures.
What if I have animals inside?
Livestock coverage is separate, but we’ll help you protect both the structure and the animals if needed.
Do I need to insure all my outbuildings?
Not always. We’ll help you decide which structures are worth insuring based on use, value, and risk.
Can storms and hail be covered?
Absolutely—most barn policies cover wind, hail, lightning, and even snow load damage.
When your operation depends on your barns, sheds, and storage buildings, there's no room for guesswork. Schutz Insurance gives Alabama farmers peace of mind with tailored barn coverage—and honest guidance to make sure nothing’s left out.