Local offices. Real people. Coverage that fits your life.

Independent Insurance for Alabama

From Hartford to Atmore and every town in between, we help you find the right protection without the runaround. At Schutz Insurance, you’ll get honest advice, straight answers, and insurance that’s built for the way you actually live and work.

What We Cover

Insurance That Works Where You Live, Farm & Do Business

We serve families, farmers, and business owners across Alabama with insurance that fits the real world—not just the fine print. Whether you're looking to protect your home, cover your land and equipment, or secure your small business, our team makes it simple to get the coverage you actually need.

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Personal Insurance

From your car and home to life, boats, and beyond—our team helps you protect what matters most with coverage that fits your life, not someone else’s.

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Commercial Insurance

Whether you’re running a small business or managing commercial property, we help Alabama business owners protect their assets and stay compliant.

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Farm & Crop Insurance

From tractors to livestock to custom applicators—we’ve insured farm operations for decades. If it’s on your land, we’ll help cover it.

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Why People Trust Us

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Quick Local Service

No call centers or endless hold music—just real agents who live where you live and care about getting it done fast.

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Options That Work

We’re an independent agency, so we can shop multiple carriers and find you solid coverage at a fair price.

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Tech When You Want It, People When You Need It

Start your quote online or talk to us in person—we make it easy to get covered your way.

A Local Team You Can Count On

We’ve been serving Alabama communities for over 30 years with real advice and responsive service. Our offices may be in small towns, but our capabilities are anything but.

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Why Schutz Insurance?

At Schutz Insurance, we believe in doing things the right way. That means listening first, explaining every option, and being there when you need us. With 7 offices across Alabama, we’re proud to be your neighbors—and your insurance partners.

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What Our Clients Say

Testimonials

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“Great service! Patricia in the Geneva office takes care of all our insurance needs!”


- Daniel Varnum

“I've been dealing with Schutz insurance for approximately 11 years and I've not had a problem getting a claim process. I have Auto, motorcycle, personal property and rental property insured with Schutz, and they do a great job and very professional.”


- Silk Sikes

“Its like being with good friends. Everyone has always been kind and helpful. All of my insurance is with the Schutz family. All of the staff go the extra effort to accommodate.”


- David Hayes

“Front desk personnel are always kind. Agents are knowledgeable and eager to help with any issue I have had. Timely response to email and calls pushes their rating to 5-star!”


- Jane Knowles